Code of Virginia
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В§ 6.2-1800. (Effective until 1, 2021) Definitions january.
As found in this chapter, unless the context calls for a meaning that is different
“check always” means a draft drawn in the account of a person at a depository institution.
“Depository organization” means a bank, cost savings organization, or credit union.
“Licensee” means an individual to whom a permit happens to be given under this chapter.
“cash advance” means a little, short-maturity loan regarding the safety of (i) a check, (ii) any style of project of a pursuit into the account of a person at a depository institution, or (iii) any style of project of earnings payable to a person, aside from loans predicated on tax refunds.
“Principal” means any individual who, straight or indirectly, owns or settings (i) 10 percent or maybe more associated with outstanding stock of the stock firm or (ii) a 10 % or greater curiosity about a nonstock business or perhaps a restricted obligation business.
В§ 6.2-1800. (Effective 1, 2021) Definitions january.
As utilized in this chapter, unless the context takes a various meaning:
“Affiliate” means an individual associated with a licensee by typical ownership or control, or any worker or representative of the licensee.
“Annual portion rate” has got the exact exact same meaning as with the federal Truth in Lending Act (15 U.S.C. В§ 1601 et seq.) and its own implementing regulations, while they might be amended every once in awhile. All charges and fees payable straight or indirectly by way of a debtor up to a licensee as an ailment to that loan, including interest additionally the month-to-month upkeep costs authorized under В§ 6.2-1817, will probably be within the calculation associated with the apr.
“check always” means a draft drawn regarding the account of a person at a depository organization.
“Depository organization” means a bank, cost cost savings organization, or credit union.
“Interest” means all costs payable straight or indirectly by way of a debtor to a licensee as an ailment to financing, including charges, solution fees, and renewal fees, and any ancillary item offered regarding the that loan, but will not range from the month-to-month upkeep charges, deposit item return charges, or belated fees authorized under В§ 6.2-1817.
“Licensee” means an individual to whom a permit happens to be granted under this chapter.
“Loan quantity” means the amount that is principal of loan, exclusive of costs or costs.
“Principal” means any one who, directly or indirectly, owns or settings (i) ten percent or maybe more for the outstanding stock of a stock organization or (ii) a ten percent or greater curiosity about a nonstock company or perhaps a liability company that is limited.
“Short-term loan” means that loan made pursuant to the chapter.
The chapters associated with the functions of construction referenced in the citation that is historical the termination of the area may well not represent a thorough range of such chapters and might exclude chapters whose conditions have actually expired.
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